If you want to achieve financial independence, it’s important to be strategic about the purchases you make. As a society, we are ultra-focused on consumption as we see hundreds of ads in our daily lives and it can be difficult to distinguish purchases you want actually want to make and impulse buys. Asking yourself key …
7 Questions to Ask Yourself Before Buying Something Read More »
Check out a copy of the Clever Fox Budget Planner here. Budgeting can be a key aspect in your money management journey. Budgeting promotes conscious spending as you work towards monthly savings goals. However, it can be difficult to track your progress every month and sticking to your spending limits can be difficult if you …
What is the Cash Envelope Wallet System? Budgeting can be difficult. While we do our best to limit our spending in certain categories, it can be hard to actually limit ourselves when we are swiping a credit card for every purchase. The Cash Envelope Wallet System was created by Dave Ramsey as a way to …
The 5 Best Envelope System Wallets for Saving Cash Read More »
Having a hard time saving money? Sometimes motivation can be hard to find when it feels like you’ll be trying to save for the rest of your life. Breaking up the savings goals into manageable pieces and making a game of it can help! Try out one of the below saving challenges to help hit …
Be conscious of your spending… 1. Track your spending The first step to saving money is to know how much you are actually spending! Begin tracking how much you are spending on everything- and I mean everything. From the big purchases all the way down to the daily coffees. This will help you analyze exactly …
Budgeting- a term so synonymous, yet loathed, with personal finance that you cannot take one step into the world of finances with running right into it. While not everyone’s favorite topic, budgeting is one of the key ways to better understand and improve your financial position. That is not saying that if you do not …
